Chase cards offer new Instacart perk, you can save up to $15 a month and free delivery
Update: The offer has ended.
Some of Chase’s most popular consumer credit cards received additional perks on Monday.
You may get up to $15 a month (or quarter, depending on your credit card) in statement credits for using Instacart and additional incentives including one year of free delivery with Instacart+ for qualified cards starting on Aug. 1 through a new Instacart campaign.
Following Select’s announcement of the new perks, you will find specifics on how to sign up and which cards are eligible for the rewards.
New Instacart credits for some cardholders.
During the Covid-19 pandemic of 2020, Instacart and other online grocery delivery services soared in prominence. Now that other supermarket delivery businesses are entering the market, the online service is going all out.
It is never too late to try Instacart, especially if you have a Chase credit card and may earn back up to $15 each month (or quarter) in statement credits.
Sign up With the Chase Instacart bonus, you may save money on groceries.
It is a simple process to sign up for this campaign. You may be eligible for the following perks if you currently hold one of the following cards:
Chase Sapphire Reserve® and J.P. Morgan Reserve® cardholders can earn back up to $15 in statement credits each month and receive 12 free months of Instacart+ delivery.
You may earn up to $15 in statement credits and six free months of Instacart+ delivery service with the Chase Sapphire Preferred® card.
You can earn up to $10 back per quarter in statement credits and three free months of delivery through Instacart+ if you have the Chase Freedom®, Chase Freedom FlexSM, Chase Freedom Unlimited® or Chase Freedom® Student cards.
No statement credits will be given to cardholders of Chase Slate or Slate Edge, but they can still get three free months of Instacart+ deliveries.
Simply visit the Instacart website and register your card by July 31, 2024 if you have one of those cards. After that, you will be able to start enjoying your perks right away.
Keep in mind, however, that once your free trial has expired, you will be billed the standard annual charge of $99 for Instacart+ services. If you decide not to continue using the service, set a reminder in your calendar to cancel your subscription before it expires.
If you have one of the participating credit cards, there are a few things you can do to make the most of your purchases and optimise your savings.
Find more Instacart deals on the internet.
As an example, I recently received an email from Instacart offering $10 off a $35 purchase at Publix. When combined with my Chase Sapphire Preferred $15 per quarter bonus and the Rakuten cash-back portal, my order would cost less than $10.
Take use of the pick-up option rather than the delivery option.
Picking up your groceries instead of having them delivered is a great way to save money on delivery fees. Furthermore, you can get 5% back on eligible orders when you choose Instacart+ pick-up instead of delivery.
Strategic use of Instacart
Prices on Instacart may be more than those at the actual grocery store, so keep that in mind while making your purchases. Avoid going over your budget by taking advantage of statement credits, but do not worry about overspending. To get the most out of the credit, I plan to use it on two to three separate purchases.
Cards issued by Chase that are eligible for the Instacart discount
Credit cards that qualify for the promotion can be found here, along with a summary of their perks:
Chase Sapphire Preferred® card
Because of its low $95 annual fee, the Chase Sapphire Preferred® is my favourite credit card. To go along with the $10 you can earn back each month from GoPuff orders, you will get six months of Instacart+ free as well as an additional $15 per quarter to spend on Instacart purchases.
Chase Sapphire® Reserve
The Instacart promotion also includes the Chase Sapphire Reserve®, an excellent travel rewards credit card. Even while it costs a hefty $550 a year, the membership comes with numerous perks, such as all-inclusive travel insurance, travel credits, and use of airport lounges. Purchases made using the Instacart app will earn cardholders up to $15 in statement credits each month for the rest of the year.
Chase Freedom® (no longer accepting applications), Chase Freedom FlexSM, Chase Freedom Unlimited®, and Chase Freedom® Student cards all offer three months of free Instacart+ service as well as the potential to earn $10 back in statement credits each quarter.
Chase Slate® and Slate Edge®
Slate Edge cardholders can still obtain three months of free Instacart+, as may current Chase Slate cardholders, despite the fact that Chase Slate is no longer being offered. These cards do not offer statement credits, so be aware of that.