Author: Pauline Galeano

Credit Card Expert Writer 📝 5 Years of Industry Insights 💳 Helping You Master Credit 💰 Passionate about Personal Finance 📊 Share your feedbacks and questions at [email protected]

Original Date of Posting: November 2, 2021 In 2018, Chase added a special Apple Ultimate Rewards Store to its credit card rewards programme, allowing you to redeem Ultimate Rewards for Apple products. This year, Chase is running a lucrative bonus where points are worth up to 50% more when redeemed for Apple goods through this store, just in time for the holiday shopping season. The Chase Ultimate Rewards Store for Apple products features practically everything you’d find on the Apple website, including the latest MacBook Pros, iPhone 13 models, and more. You can either buy everything with points or divide…

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In today’s world of finance, Credit Cards have become a very important tool for an individual. They offer security, flexibility, and convenience altogether. However, CCs are not equal, they all are unique with different credit limits, and offer two options. Well, now when you have to find the one for you, this is where pre-approved credit cards come in. These cards are also known as ‘pre-qualified’ credit cards and the applicants are mostly the ones who don’t want to face rejection. In this blog post, we will understand pre-approved cards in depth. By that, we mean diving into what they are, what they offer,…

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Are You Wondering Does Sam’s Club accepts American Express? Don’t Worry! Sam’s Club accepts all major credit cards including the American Express card at their stores. When Costco announced they would no longer accept American Express cards in October of 2015, Sam’s Club quickly announced it would soon begin accepting American Express (AMEX) too. In January 2016 Visa cards were also added so no matter which card you carry with you when shopping at Sam’s Club! Sam’s Club began accepting Discover cards before 2006; to stay competitive with other major retailers, however, Sam’s Club then added Mastercard to its accepted…

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The amount of money you can borrow with a 650 credit score will depend on the type of loan you get. With a 650 credit score, you can potentially qualify for any of the common mortgage programs. However, how much of a home loan you can get will be determined by your income and monthly obligations. Here are some examples of how much you may able to borrow with different types of loans and a 650 credit score: 1. Personal loan:- upto $15,000 2. Home loan:- upto $50,000 3. Auto loan:- upto $25,000 Average Mortgage Interest Rate With a 650 Credit Score: Mortgage lenders, like other creditors, typically assign interest rates based on how risky…

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Using the Mastercard, Visa as well as an Amex Visa, Mastercard, or Amex Gift Card using Amazon could result in various difficulties. In the beginning, making the card an option for payment can be difficult. There are several ways to make buying the gift card offered by Amazon effortless. Read the article to learn How to use American Express Gift Card on Amazon! The limitations on using gift cards on Amazon Amazon does not permit you to divide a purchase across multiple cards, say the gift card you’re using is worth $100, and your purchase is $170, you won’t be able to compensate…

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In today’s digital era, credit card security is of utmost importance. You might be wondering What Is PV Service on My Credit Card? With more and more online transactions happening every day, issuers are continuously looking for new ways to safeguard customers against online threats such as the Purchase Verification Service (PV Service). This feature seeks to enhance the safety of online payments, making your experience both smooth and safe! What Is PV Service on My Credit Card? Key Takeaways: How Does PV Service Work? Once activated on a credit card, its issuer generates a unique verification code for every…

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If you are here, then your concern is Can Credit Card Companies Put a Lien on Your House? Consumers often have questions about what steps credit card companies will take to collect unpaid debts, particularly regarding whether a lien may be placed against their property by creditors. This article delves into this topic in depth to provide clarity and insights. Key Takeaways: Problems Simplified explanationUnsecured DebtCredit card debt is typically unsecured, meaning there’s no property directly backing the loan.Legal ProcessBefore placing a lien, a credit card company must obtain a court judgment against the debtor.Homestead ExemptionsThese are state-specific protections that…

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THESE 10 WEBSITES ARE EARNING OUR READERS HUNDREDS OF DOLLARS WITH SIMPLE SURVEYS! Have you ever thought about making money online without much hassle? We’ve got the answer for you, and it’s simple and exciting. Think about this: you can share your opinions and turn them into cash. How? It’s through something called survey websites. Picture this: you can earn money online from your home, or anywhere you like, using your computer or smartphone. Survey websites make it possible. These websites connect people like you with companies. You give your opinions on products and services, and in return, you get money, gift cards, and other cool stuff. It’s perfect whether you’re…

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Turn Your Trivia Knowledge Into Gift Cards with GiftCardQuiz Calling all trivia buffs! If you pride yourself on having an impressive breadth of random knowledge, you can put those smarts to use and earn free gift cards with the GiftCardQuiz app. This unique mobile game lets you answer trivia questions across a variety of topics for a chance to win popular retailer gift cards. How GiftCardQuiz Works After downloading the free app, you’ll be able to browse through different quiz categories spanning topics like movies, sports, music, history, geography and more. Each quiz contains around 10 multiple choice questions that…

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Get Paid for Your Opinion with Real Surveys Looking to earn some extra cash on the side? Real Surveys That Pay provides an easy way to make money by answering online surveys and participating in market research studies from real companies. Available via website or mobile app, it’s a legitimate paid survey site that turns your opinions into dollars. How Real Surveys That Pay Works Simply create a free account and you’ll instantly gain access to an array of available paid survey opportunities across dozens of categories like consumer products, travel, finance, media, automotive and more. Most surveys take between…

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