Author: Pauline Galeano

The DBS Woman’s World Card offers 5X DBS Points per S$5 on online purchases. The card provides 1X DBS Point per S$5 on other purchases. It includes complimentary e-Commerce Protection on online purchases. The first year annual fee is waived. Key Features DBS Points earned in your first year expire in a year from card application. Subsequent DBS Points earned expire a year from earned date. Annual Fees, Charges and Interest CategoryDetailsAnnual Principal FeeS$163.50Supplementary Annual FeeS$81.75Fee WaiverFirst year waivedInterest Free Period25 daysAnnual Interest Rate27.80% p.a. chargeable on daily basis (subject to compounding)Late Payment FeesS$100 (For outstanding balance above S$200)Minimum Monthly…

Global Promotion for IHG One Rewards Members IHG One Rewards has announced a global promotion for stays between 1 October and 31 December 2025. Members can earn up to 3X points during this period. The first stay earns no bonus. The second stay earns 2X points. The third and subsequent stays earn 3X points. Key Details of the Promotion IHG Points Earn Rate Per US$1 TierRegularPromoTotalClub1010/2020/30Silver1210/2022/32Gold1410/2024/34Platinum1610/2026/36Diamond2010/2030/40 Stays at Candlewood Suites and Staybridge Suites earn 5 base points per US$1. IHG One Rewards points are valued at 0.5 US cents each. This can provide an overall rebate of 10-20% depending on…

DBS spend-and-redeem promotion DBS has rolled out a new targeted spending promotion for selected credit cards. Cardholders can redeem gifts including Apple AirPods, an iPad, or a Nintendo Switch 2 upon meeting a minimum spend. Based on the assigned spend goals and the retail value of the gifts, the rebate works out to around 10%— before even factoring in the usual credit card rewards. The list of eligible cards has been updated to include POSB Everyday Card, DBS Live Fresh Card, DBS Altitude Card, DBS Esso Card, DBS Live Fresh Student Card, SAFRA Credit Card, DBS Takashimaya Cards, DBS Vantage…

Want to get a HSBC credit card? You’ll soon need a minimum income of S$65,000 p.a., more than double the existing requirement unless you’re willing to park S$50,000 with the bank. While some credit cards publish income requirements as high as S$500,000 p.a., it’s worth remembering that any threshold above the MAS-mandated S$30,000 p.a. is essentially arbitrary. Income requirements can affect the credit limit granted (anyone earning less than S$120,000 p.a. is capped at 4X their monthly income). So in practice, income requirements are more about customer segmentation. With that background in mind, HSBC is making a very unusual move…

The Maybank Horizon Visa Signature excels at FCY and air ticket spending, and its lack of exclusions is a pleasant surprise. A major revamp in late 2023 introduced 2.8 mpd on air tickets and foreign currency (FCY) spending. While 2.8 mpd is not exactly market-leading, the absence of a cap for FCY spend and a generous S$10,000 monthly cap for air tickets are appealing. Rewards for education, hospitals, insurance premiums and utilities can be earned; overlook the relatively short validity of TREATS Points and this could be worth considering. Verdict ☑ Take It☐ Take It Or Leave It☐ Leave It…

Should You Choose the Yendo Credit Card? What You Need to Know The Yendo credit card is a Mastercard that you can get by using your car as collateral. This option gives you access to a credit line of up to $10,000 without needing to make a cash deposit. When you check for pre-approval, Yendo does not run a hard credit pull, meaning no impact to your credit score. Instead of only looking at your credit history, Yendo also looks at your vehicle, your income, and your expenses. If you want to build credit but don’t want to pay a…

Chase Ultimate Rewards points are a type of credit card rewards currency that you can earn with certain Chase credit cards. They give you access to some of the best airline and hotel transfer partners for redeeming points, making them extremely flexible and useful. You can also redeem Chase rewards points through the Chase Travel portal for things like flights, hotels, rental cars, tours, and more – all within a user-friendly platform. Even with growing competition from other programs (like Amex Membership Rewards or Citi ThankYou points), Chase Ultimate Rewards remains one of the most valuable transferable points currencies. Chase…

Chase Ultimate Rewards points are flexible. You can move them to different airline and hotel programs or use them to book travel directly. As of June 2025, TPG values them at 2.05 cents each. The best way to get that value is usually by using them for flights or hotels through transfer partners. You can also book travel in the Chase Travel℠ portal — flights, hotels, cars, cruises, and more. Other options, like gift cards or statement credits, are available but usually give you less value for each point. Best Ways to Redeem Points 1. Transfer to Airlines Moving points…

The sports betting industry has been gaining tremendous ground over the past few years, especially in the US, where the repeal of PASPA in 2018 opened the door for its legalization. That occurrence allowed the country’s top fantasy sports operators to get in on the betting side of things, teaming up with local land-based gambling entities to start offering wagering services in territories that have allowed this. At the time of writing, thirty-eight US states permit retail betting fun, and thirty of these will also enable the Internet. In 2025, the online betting realm is expected to pull in $77…

Casinos have become a significant part of gaming and entertainment in the United States. But beyond the glamor, they’ve become a source of revenue impossible to ignore, contributing a whopping $272 billion in 46 years to the U.S. economy. Tax revenue from the industry has helped local communities like Hammond, Indiana, climb out of bankruptcy, while states like Missouri have funneled nearly $8 billion into education initiatives. Today, more than 30 states operate commercial casinos, not to mention tribal casinos, online gambling, and the booming world of sports betting. And the momentum isn’t slowing down; more states are lining up…