Apply for a Conn’s Credit Card: A Step-by-Step Guide
Conn’s HomePlus provides two financing options: Synchrony Bank and American First Finance (AFF). Each caters to different financial needs.
Option 1: Synchrony Bank Credit Card
- Offers promotional financing on eligible purchases.
- No annual fee.
- $0 fraud liability.
- Free access to your credit score.
- Manage your account via the MySynchrony app.
Application Process:
- Visit the Synchrony application page.
- Click “Start Application.”
- Provide your personal and financial details.
- Submit your application for a credit decision.
Considerations:
- A credit check is performed.
- Interest rates and terms vary based on creditworthiness.
Option 2: American First Finance (AFF)
- High approval amounts, flexible payments, and early payment options may be available.
- Approval is possible without a FICO score, but credit history may be checked.
- Flexible payment schedules: weekly, bi-weekly, semi-monthly, or monthly.
Application Process:
- Visit the AFF application portal.
- Select your preferred Conn’s store location.
- Click “Start Application.”
- Complete the application process.
Considerations:
- A credit check may be performed.
- Review all terms and conditions carefully.
Choosing the Right Option
- If you have a good credit score and prefer traditional credit cards, Synchrony Bank may be suitable.
- If you have less-than-perfect credit or prefer flexible payment options, AFF could be a better fit.
For more information, visit Conn’s official website.
