Author: Pauline Galeano

Raisin partners with banks to bring you the highest rates on deposit accounts available. With Raisin, your funds are deposited with their partner banks, who are fully FDIC insured. You get just one tax form at the end of the year, regardless of how many partner banks you work with. The rates you get through Raisin are often higher than what’s available directly with the bank. Minimum deposits are just $1 and there is no maintenance or other monthly fee. Pros Cons Securing a great savings account interest rate is one of the easiest ways to earn income on cash…

When over 80% of recently polled Marriott Bonvoy members said they want to take a trip that included outdoor activities, Marriott listened. Now, the company is launching an all-new collection of outdoor-focused accommodations — and a new travel platform called Marriott Bonvoy Outdoors. “For the first time, travelers ranging from outdoor enthusiasts to new explorers will have the opportunity to discover, book, and unlock exclusive in-stay benefits based not only on where they want to go, but what they love to do,” Marriott said in a statement announcing the new collection and platform. “Travelers are telling us they want the…

UberEats frequently offers promo codes, discounts, and limited-time savings. Promotions can include $10 off $20, percentage discounts, free delivery, and seasonal offers. Availability varies by location and time, and many codes are marked YMMV (your mileage may vary). Latest Promo Codes (2025 Updates) DateOfferPromo Code / DetailsExpirySep 30, 2025$10 off $20 on next two ordersNY: NYUFT • CT: UCONNFT • IN: PURDUEFT / INDIANAFT • Boston: BUFT • Try college abbreviations + FTUntil Oct 14, 2025Aug 12, 2025$5 off $15+Banner promo “Alien Earth”Valid today onlyMay 26, 202560% offEAT60OFFNot specifiedFeb 12, 202540% off next two orders ($15 minimum)FEBWRA, MARINS, MARWRANot specifiedFeb…

The DBS Woman’s World Card offers 5X DBS Points per S$5 on online purchases. The card provides 1X DBS Point per S$5 on other purchases. It includes complimentary e-Commerce Protection on online purchases. The first year annual fee is waived. Key Features DBS Points earned in your first year expire in a year from card application. Subsequent DBS Points earned expire a year from earned date. Annual Fees, Charges and Interest CategoryDetailsAnnual Principal FeeS$163.50Supplementary Annual FeeS$81.75Fee WaiverFirst year waivedInterest Free Period25 daysAnnual Interest Rate27.80% p.a. chargeable on daily basis (subject to compounding)Late Payment FeesS$100 (For outstanding balance above S$200)Minimum Monthly…

Global Promotion for IHG One Rewards Members IHG One Rewards has announced a global promotion for stays between 1 October and 31 December 2025. Members can earn up to 3X points during this period. The first stay earns no bonus. The second stay earns 2X points. The third and subsequent stays earn 3X points. Key Details of the Promotion IHG Points Earn Rate Per US$1 TierRegularPromoTotalClub1010/2020/30Silver1210/2022/32Gold1410/2024/34Platinum1610/2026/36Diamond2010/2030/40 Stays at Candlewood Suites and Staybridge Suites earn 5 base points per US$1. IHG One Rewards points are valued at 0.5 US cents each. This can provide an overall rebate of 10-20% depending on…

DBS spend-and-redeem promotion DBS has rolled out a new targeted spending promotion for selected credit cards. Cardholders can redeem gifts including Apple AirPods, an iPad, or a Nintendo Switch 2 upon meeting a minimum spend. Based on the assigned spend goals and the retail value of the gifts, the rebate works out to around 10%— before even factoring in the usual credit card rewards. The list of eligible cards has been updated to include POSB Everyday Card, DBS Live Fresh Card, DBS Altitude Card, DBS Esso Card, DBS Live Fresh Student Card, SAFRA Credit Card, DBS Takashimaya Cards, DBS Vantage…

Want to get a HSBC credit card? You’ll soon need a minimum income of S$65,000 p.a., more than double the existing requirement unless you’re willing to park S$50,000 with the bank. While some credit cards publish income requirements as high as S$500,000 p.a., it’s worth remembering that any threshold above the MAS-mandated S$30,000 p.a. is essentially arbitrary. Income requirements can affect the credit limit granted (anyone earning less than S$120,000 p.a. is capped at 4X their monthly income). So in practice, income requirements are more about customer segmentation. With that background in mind, HSBC is making a very unusual move…

The Maybank Horizon Visa Signature excels at FCY and air ticket spending, and its lack of exclusions is a pleasant surprise. A major revamp in late 2023 introduced 2.8 mpd on air tickets and foreign currency (FCY) spending. While 2.8 mpd is not exactly market-leading, the absence of a cap for FCY spend and a generous S$10,000 monthly cap for air tickets are appealing. Rewards for education, hospitals, insurance premiums and utilities can be earned; overlook the relatively short validity of TREATS Points and this could be worth considering. Verdict ☑ Take It☐ Take It Or Leave It☐ Leave It…

Citi Rewards Credit Card Review An easy-to-earn 4 mpd coupled with a wide variety of transfer partners; 4 mpd on online transactions, caps, exclusions, points, transfers, and fees. Once upon a time, this was marketed as a card for shopaholics to earn bonus points when buying bags, shoes or clothes. Insiders knew “bags, shoes and clothes” was just a suggestion; cardholders could earn 4 mpd on all manner of things including Points.com purchases, ride-hailing and even GrabPay top-ups, for a period. In March 2019 the bonus scope officially expanded to cover almost all online transactions— essential for any miles chaser,…

Key Changes to the UOB Preferred Platinum Visa From 1 October 2025, the UOB Preferred Platinum Visa will split its S$1,110 monthly bonus cap into two S$600 caps for mobile contactless and online transactions. Find out what changes, what stays the same, and how to manage your spending. Starting from 1 October 2025, the UOB Preferred Platinum Visa will no longer have a single monthly bonus cap of S$1,110. Instead, the card will split the cap into two categories: This is not the first time UOB has done this. The same changes were seen on the UOB Lady’s Solitaire and…