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Bank of America gave many customers an early October scare on Friday

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Bank of america

The financial behemoth was trending on Twitter on Friday, as users complained that the Bank of America BAC, +1.48 percent app was down – on the first of the month, when rent, utilities, and other expenses are frequently due.

Although Halloween is still a few weeks away, Bank of America gave many of its customers an early October scare on Friday.

“Anyone else having issues with Bank of America app? The irony of this s—messing up on the morning of the 1st,” tweeted one user, sharing the consensus of other Bank of America customers struggling to access their accounts over the app.

“Trust Bank of America to be down on my payday,” said another.

Furthermore, many clients were unable to access their accounts on Bank America’s website. “Some customers may be unable to access Online Banking at this time,” Bank of America’s website said. “Your accounts continue to be secure. We are actively working to make our site available again to all of our customers as soon as possible.”

At around 10 a.m. ET on Friday, Downdector.com, which analyses reports of technological faults and outages of various services in real time, began reporting a rise in Bank of America complaints. According to DownDetector, more than 12,000 reports had been submitted as of 11:15 a.m. Friday. However, by 12:00 ET, the complaints dropped to a trickle.

A Bank of America spokeswoman confirmed to MarketWatch via email that the company was aware of some clients experiencing “slowness” when attempting to view their account information, but that service had been “100% restored” by 2 p.m. ET on Friday. The bank also stated that customers’ personal and account information was kept safe and secure.

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Credit card of the month Chase Freedom Unlimited (May 2022)

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Chase Freedom Unlimited

Credit card of the month Chase Freedom Unlimited (May 2022)

6.5 percent cash back on travel purchases made through Chase Ultimate Rewards®, the premium prizes program that allows you to redeem your points for cash back, travel, gift cards, and other rewards, including gift cards.

Chase travel purchased via Ultimate Rewards® earns you 5 percent cash back. After your first year, or after you’ve spent $20,000,

Purchases at pharmacies and dining at restaurants, including takeout and qualified delivery services, get 4.5 percent cash back, and all other purchases earn 3 percent cash back (on up to $20,000 in purchases in the first year).

3 percent cash back on drugstore purchases and dining at restaurants, which includes takeout and qualified delivery services, are both eligible.

On all other purchases, you will receive 1.5 percent cash back.

Chase Freedom Unlimited (May 2022) Rates & Fees

Balance Transfer Intro APR0% Intro APR on Balance Transfers for 15 months

Balance Transfer Fee Either $5 or 5% of the amount of each transfer, whichever is greater.

Cash Advance Fee Either $10 or 5% of the amount of each transaction, whichever is greater.

Foreign Transaction Fee 3% of each transaction in U.S. dollars

Issuer Name: Chase

Credit Needed: Excellent, Good

Annual Fee: $0

APR: 15.24% – 23.99% Variable

Penalty APR: Up to 29.99%

Purchases: Intro APR0% Intro APR on Purchases for 15 months

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What are the most popular payment methods at online casinos in the West?

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Top 5 No Wagering Casinos We All Missed in 2021

Online casino gaming is an activity that has taken off all over the world but is certainly popular in the West. From the USA to the UK and countries in Western Europe, playing fun casino games online is enjoyed by many people as a way to relax. When you also see the convenience online casinos deliver, the bonuses they offer to players and the range of games they carry, it is easy to see their appeal.

Western players also have unrivalled access to online casino games due to the number of safe, legal platforms they can play at. Of course, it pays to do your research before signing up with one and central to this is knowing more about how you can deposit or withdraw cash at these platforms. But what payment methods do most Western online casinos accept?

Online casino gambling in Finland

While there are many countries in the West with thriving online casino sectors we could look at in terms of popular payment methods, Finland is a great example. The iGaming scene here is flourishing and this means there are lots of online casino sites for Finnish players to sign-up with. It also means it is a great market to look at when trying to get a feel for what sorts of payment methods Western internet casinos usually carry.

When it comes down to it, online casinos in Finland, and by extension around much of the West, favor certain ways of depositing or withdrawing money. Paying via credit card at Finnish online casinos is arguably the most popular payment method, but debit cards, e-wallets and even cryptocurrency are also in demand.

But what is it about these payment methods which online casinos in Finland and the West love so much?

Credit cards

Just as there are some good reasons to use credit cards when shopping online, there are some great reasons to use them for online casino play. Not only do they offer superb security and a layer of protection against unauthorized transactions, they are also easy to use and a quick way to fund your casino account. Most players are familiar with using credit cards in daily life and feel comfortable funding their casino account with one.

Credit cards are also widely accepted by most internet casinos in the West, and this make them a way of paying that is widely supported by most platforms in this part of the world. The most popular types of credit cards you will see accepted at most iGaming platforms in the West are Visa and Mastercard.

Debit cards

Debit cards are another popular payment method for Western casinos online and offer most of the same benefits as credit cards. They are easy to use, something most of us are familiar with and accepted by all casinos in this part of the world.

Although they might not offer quite the same high-level of protection against fraudulent transactions, they do still offer very good security for iGamers. The major difference between a debit card and credit card is that you can only spend what you have in your bank account with a debit card. This can be more advantageous for gambling online in a responsible manner.

E-wallets

Although credit and debit cards have historically been the major two payment methods at online casinos in the West, e-wallets have exploded in popularity in recent years. These digital wallets include platforms such as PayPal, Skrill and Neteller.

The main attraction for Western casino fans is the awesome security they offer, the quick processing times they deliver and the low fees they typically have. Most e-wallets are also very easy to sign-up with and simple to use.

Cryptocurrency

Although you may not see this at every Western online casino yet, crypto is starting to make real inroads as a payment method. Bitcoin is the most popular cryptocurrency, but many internet casinos are also allowing people to play with other coins such as Ethereum.

As with e-wallets, many Western online casino players like crypto payments because they are fast, have low fees and are also very secure. Crypto payments are in fact totally anonymous and do not require you to provide any personal banking details when making transactions.

Popular payment methods for online casinos in the West

Although the above is not an exhaustive list of every payment method you can find at online casinos in the West, it does round up the most common. If you are thinking of getting involved with iGaming in Finland or another Western country, finding out more about ways to deposit or withdraw money is certainly a wise move.

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8 Reasons Why You Should Use Credit Cards When Shopping Online

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How to Pick the Best Credit Card for You in 4 Easy Steps

Online shopping has changed the way we shop, and now we can buy almost anything we need online. Shopping online can be very lucrative; Amazon alone saw a whopping $469 billion in sales in 2021. With time, more payment methods and security features have been witnessed at online shopping stores.

If you are a frequent online shopper, then you are likely dealing with your credit card quite often. However, if you’re shopping online, you need to use a credit card instead of a debit card to protect your card information in case your account gets hacked.

Credit cards, especially for online shopping, are a much safer way to pay for your items. If you are one of those customers who use their credit card to shop online, then you should make sure that you are using it properly. This blog will look at eight reasons why you should use your credit card when shopping online.

Reward Programs

The first reason to use your credit card when shopping online is because of the rewards programs. The majority of credit card companies have rewards programs, and they are meant to encourage people to use their credit cards. The rewards programs are also one of the most important reasons to use your credit card when shopping online because you have the potential to earn cash rebates, airline miles, and more. Each credit card company has its own set of rewards, so it’s important to know what credit card company has which kind of rewards program.

Special Coupons for Credit Card Users

If you use your credit card to make a purchase, you will be eligible for additional coupons and discounts that are special to credit card users. Some credit card companies offer coupons codes exclusively to their cardholders. A lot of online stores have now started giving offers and promotions only to customers who pay using their credit cards. For example, if you visit a store like Sivvi, you’ll find that they give special Sivvi discount code and offers to credit card users.

The Convenience of Just Paying One Bill at the End of the Month

One of the biggest benefits of using credit cards is that you only have to pay one bill at the end of the month. It’s much easier to keep track of your payments and never fall behind. If you use a debit card and pay for something, it comes directly out of your checking account, and if you don’t have the money in the account, your transaction will be declined. If you are paying a credit card and don’t have the money in your account, you can pay the bill at any time without any adverse effects. So, if you’re going to make a purchase online, it’s best to use a credit card.

Security

Paying with credit cards is much more securer. It is because credit cards have a layer of protection that debit cards do not have. When you use a credit card to make a purchase, you are protected against unauthorized purchases. However, if you use a debit card to make a purchase, you are only protected if the bank that issued it to you has the policy to cover fraudulent transactions. Furthermore, if your credit card is stolen, you can contact your bank and have a new card sent to you for free. Plus, insurance comes with a credit card, where if your card is stolen and used by another person, you will not be charged for such transactions. However, you need to report that as early as possible to the bank.

You Can Dispute a Charge (Protections for Your Purchases)

If you’ve ever made an online purchase, chances are you’ve been hit with buyer’s remorse. That’s a normal part of online shopping, but it can be especially frustrating when it comes to big-ticket items. If you decide you don’t want an item, you might be worried that you won’t be able to get your money back. That’s not necessarily the case. If you use a credit card, you can dispute the charge. With a credit card, you can dispute a charge if the product is significantly different than what was described in the listing.

You Get Miles!

If you’re a frequent online shopper, you know the feeling when you order something online, pay with a debit card, and it arrives in the mail a few days later. You order a product; you need it, you get it, you’re happy. But then it happens again. And again. You order a product, it arrives in the mail just a few days later, and you don’t get a reward for that purchase. In fact, you got nothing out of it. This is the normal predicament for people who use debit cards or cash to buy stuff from the internet. You see, when you use a credit card to buy something, you get all sorts of rewards, miles, cashback – you name it.

Pay for Big-Ticket Purchases with Easy EMIs

One of the reasons why you should use credit cards for shopping online is to take advantage of easy EMIs. Big-ticket purchases like furniture or electronics might seem like a lot of money, but spread them out over a few months, and it becomes something you can live with. You can either pay for it in a lump sum or spread it out over a few months. This is one of the best things about shopping online with credit cards. So, if you’re thinking of buying a new TV or sofa, use your credit card and make the payment over a few months.

Build Your Credit Score and History

If you are trying to build up your credit score and history, then it is a good idea to use your credit card to make purchases, even if you have to pay with cash or debit at the end of the month. Using your credit card to make purchases will allow you to build up a credit history and score on reputable websites. This is especially useful if you have a limited credit history because of your age or if you have a poor credit score due to past mistakes. By using your credit card to make the purchases you need, you will build up a good credit history and score.

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